The State Bureau of Procurement (SBOP) and the State Controller’s Office (SCO) have established MCC standards for purchasing cards. These restrictions will be automatically invoked during the purchase authorization process based on the category codes below. Each campus can further define MCC limitations (inclusion or exclusion) on purchasing cards, as well as corporate cards. An inclusion limitation accepts only transactions from a vendor within a MCC include setting, whereas an exclusion limitation rejects transactions from a vendor within a MCC exclude setting.
When the campus PCPA completes the cardholder account setup form section dealing with cardholder limits, the following established MCC standards can be used:
- 115C – An exclusion standard with the setting of 115C – exclude that contains the following MCCs:
| CASH/CASH EQUIVALENTS | 4829 | Money Orders, Wires |
| 6010 | Manual Cash Disbursements | |
| 6011 | Automatic Cash | |
| 6051 | Travelers Checks | |
| STORES/SHOPS | 5681 | Furriers and Fur Shops |
| 5932 | Antique Shops | |
| 5933 | Pawn Shops | |
| 5937 | Antique Reproductions | |
| 5944 | Jewelry Stores | |
| OTHER SERVICES | 7261 | Funeral Services, Crematories |
| 7273 | Dating and Escort Service | |
| 7297 | Massage Parlors | |
| 8351 | Child Care Services | |
| RECREATION | 7012 | Timeshares |
| BUSINESS SUPPLY/SERVICES | 7276 | Tax Preparation Services |
| FINANCIAL SERVICES | 6012 | Financial Institutes-Merchant Services |
| 6211 | Security Brokers/Dealers | |
| 6300 | Insurance Sales and Underwriting | |
| 6381 | Insurance Premiums | |
| 6399 | Insurance Carriers (not classified elsewhere) | |
| 6529 | Remote Stored Value Load – Member Fin Institution | |
| 6530 | Remote Stored Value Load – Merchant | |
| 6531 | Pymt Svc Prov – Money Transfer for a Purchase | |
| 6532 | Pymt Svc Prov – Member Fin Institution – Pymt Tran | |
| 6533 | Pymt Svc Prov – Merchant- Pymt Tran | |
| 6534 | Money Transfer – Member Financial Institution | |
| 6535 | Value Purchase – Member Financial Institution | |
| 6536 | MoneySpend IntraCountry | |
| 6537 | MasterCard MoneySend Intercountry | |
| 6538 | MoneySend Funding Txn | |
| 6540 | POI Funding Txn | |
| MEMBERSHIPS | 8651 | Political Organizations |
| 8661 | Religious Organizations | |
| MISCELLANEOUS | 7800 | Government-Owned Lotteries |
| 7801 | Government Licensed Casinos (online gambling) | |
| 7802 | Government Licensed Horse/Dog Racing | |
| 7995 | Betting/Track/Casino/Lotto | |
| 9211 | Court Costs: Alimony/Child Support | |
| 9222 | Fines | |
| 9223 | Bail and Bond Payments | |
| 9311 | Tax Payments |
- STTRAVEL – An inclusion standard with the setting of STTRAVEL – include that contains the following MCCs:
| HOTELS/MOTELS | 3501-3816; 7011 | Hotels and Lodging |
| AIRLINES | 3000-3299 | Airlines |
| Please note that MCCs for Airlines may be blocked for an individual cardholder if airfare is purchased outside the contract booking tool. | ||
| CAR RENTAL (current state contract) | 3405 | Enterprise Rent-a-Car |
| 3393 | National Car Rental | |
| OTHER TRAVEL | 4011 | Railroads |
| 4111 | Commuter Transport/Ferry | |
| 4112 | Passenger Railways | |
| 4121 | Taxicabs/Limousines | |
| 4131 | Bus Lines, Charters, Tour | |
| 4511 | Other Airlines | |
| 4582 | Airports/Terminals/Fields | |
| 4722 | Travel Agencies | |
| Please note that MCCs for Travel Agencies may be blocked for an individual cardholder if travel is purchased outside the contract booking tool. | ||
| 4789 | Transportation Services (not elsewhere classified) | |
| 5541 | Service Stations, Gas | |
| 5542 | Auto Gasoline Dispenser | |
| 5499 | Food/Convenience Stores | |
Note: Occasionally a bank may have wrongly assigned a vendor’s MCC. If a situation arises where a transaction is rejected for an appropriate purchase, have the campus PCPA ask the vendor to check with their bank and request, if appropriate, a MCC change.