Marriage

You may take the following actions within 30 days of your marriage.

Coverage for the below changes is effective date of marriage.

• Add your spouse and eligible children to your existing coverage.
• Enroll in single coverage or family coverage (if family coverage, must cover all eligible family members).

Coverage for the below changes is effective the first of the month on or following receipt of your application.

• Change health insurance plan carriers or health plan design.
  • If you change your health insurance plan carrier (for example, GHC to Dean), all limits (deductible, benefit maximums and out-of-pocket limits) will reset to $0. Pharmacy benefit and Uniform Dental accumulators and limits will not reset.
• Cancel coverage if you become eligible for and are enrolled under your spouse’s comparable health insurance plan (see Gain of Other Coverage).
• If both employees are State of Wisconsin employees, you may each enroll in your own single plan OR you may enroll in one family plan.

Review the Life Change Events and Documentation Requirements (ET-2846) for information on documentation required to confirm eligibility.

You may take the following actions within 30 days of your marriage:

• Add your spouse and eligible children to your existing coverage (coverage is effective the date of marriage).
• Enroll in coverage and add eligible family members (coverage is effective the first of the month following marriage).
• Cancel coverage (effective the last day of the month following receipt of the application)

You may take the following actions within 30 days of your marriage:

• Add your spouse and eligible children to your existing coverage (coverage is effective the date of marriage).

• Enroll in coverage and add eligible family members (coverage is effective the first of the month following marriage).
• Cancel coverage (effective the last day of the month following receipt of the application).

You may take the following actions within 30 days of your marriage. Coverage is effective on the first of the month on or following 30 days from the date of your marriage.

• Enroll in Basic coverage (if not currently enrolled)
• Add one unit of employee coverage (if not already enrolled in maximum number of units)
• Enroll in one or two units of Spouse and Dependent coverage
  • If already enrolled, spouse and newly eligible children are automatically covered (does not require an application)

Review your beneficiary designation and update, if necessary.

You may take the following actions within 30 days of your marriage.

• Add your spouse and eligible children to your existing coverage (coverage is effective the date of marriage).

• Enroll in coverage and add eligible family members (coverage is effective the first of the month following marriage).
• Cancel coverage (effective the last day of the month following receipt of the application).

This plan offers employee coverage and there is no enrollment opportunity due to your marriage.

You may take the following actions within 30 days of your marriage. Action must be consistent with the qualifying event.

• Enroll in a Health Care and/or Dependent Day Care Flexible Spending Account (FSA)
• Increase, decrease, or cancel your Health Care and/or Dependent Day Care FSA election (if already enrolled).

You must submit a Change of Election Form to your institution benefits contact within 30 days of your marriage to enroll in or change your election. Coverage or changes are effective on the first of the month on or following the date of your marriage.

Note: You are required to re-enroll in FSAs during the Annual Benefits Enrollment (ABE) period to participate. Elections will not automatically continue into the next plan year.

If you enroll in a High Deductible Health Plan (HDHP) for health insurance, or change your health plan to an HDHP due to marriage, you are also required to enroll in the Health Savings Account (HSA). Submit the HSA enrollment form along with the State Group Health application to your institution benefits contact within 30 days of your marriage. Note that there are special eligibility requirements to enroll in the High Deductible Health Plan. See HDHP for more information.

You can make changes to your contributions at any time.

Review your beneficiary designation and update, if necessary.

Review your beneficiary designation and update, if necessary.

Review your tax withholding exemptions and update, if necessary. For information review the Update Federal and/or State W4 Tipsheet.